What’s in my wallet?

I figured it’d be a good idea to have a central spot to keep track of what all I’ve got going on.  There’s a lot of details behind it all, but we’ll keep it at a high level here. Card Annual Fee Reward Reward Rate Delta Reserve 450 Delta Miles 1 PPD Hilton Aspire 450 […]

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Rakuten Dining? 5% Back at Participating Restaurants!

If you follow this blog, then you know that I am a fan of Rakuten (formerly Ebates). When it comes to online shopping, in store, or travel purchases I maximize my rewards by taking advantage of the available offers. But now, you can add restaurants to that list thanks to Rakuten Dining. By adding the […]

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The Apple Card is here! The Apple Card is here! I’m somebody now!

Just like Navin Johnson in Steve Martin’s “The Jerk”, I’m excited. Sitting on my couch this morning going over this last week’s expenses I saw the invitation to apply for the Apple Card right there on my phone. I couldn’t believe how easy it was. Click the link. Enter some info. Wait a little bit […]

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Return on Expense (ROE)

I hadn’t  heard of Return on Expense either. So I am taking credit for coining the phrase.  If you know otherwise, please let me know! How do we best determine the value of our rewards?  Sometimes it is easy, a card offers a straight 2% cash back.  Your return on any expense made with that […]

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Citi Priority – Bundle and Save

I received an offer in the mail. It would appear that Citi is promoting Citi Priority Banking package, which is essentially opening a check and savings account in conjunction with your Citi Double Cash card. To start, your Citi Double Cash card give you a half percent bump when you open a savings account. Earn […]

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A Rose by any Other Name, Would Smell Just as Sweet. Ebates is now Rakuten

As I logged in to Ebates this morning, I noticed a subtle little change. Ebates is now Rakuten. I’ve talked about how much of a fan of Ebates, and earning cash back from my online and in-store spending. (Double dip? Don’t mind if I do!) As it turns out, Japanese company Rakuten purchased Ebates in […]

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An Update to Starbuck’s Rewards

Updated 4/19/19 – Thank you Rich for correcting the previous rewards earning rate! Just a heads up regarding Starbucks Rewards as it pertains to the Starbucks Rewards Credit Card. Earning is simple. Two stars for every dollar spent when paying with your Starbucks app or aforementioned credit card. As for redeeming those stars, it is […]

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A Look at the Upcoming Apple Card

I’ve got to say that when I heard about this card, I was not very excited. I already have the Apple Barclaycard. But after digging a little into this card, which is expected to release this summer, I started to appreciate what Apple is trying to do here. From a rewards perspective it is a […]

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You gotta know when to hold ’em, know when to fold ’em…

Since doing my end of year cash run, I get a lot of comments about opening so many credit cards in such a short time. They are typically followed up with more questions around my credit score, and how it was affected. Seeing this article from Investopedia made me think of the math involved to […]

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Peace and Quiet? Don’t mind if I do…

As you know, when I travel I’m usually spending my time in the Delta SkyClub thanks to the access I get with my American Express Delta Reserve Card. But today I found myself at SJC where there isn’t a SkyClub. What’s a traveller to do? Priority Pass. I don’t take advantage of this perk often, […]

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