Return on Expense (ROE)

I hadn’t  heard of Return on Expense either. So I am taking credit for coining the phrase.  If you know otherwise, please let me know! How do we best determine the value of our rewards?  Sometimes it is easy, a card offers a straight 2% cash back.  Your return on any expense made with that […]

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A Rose by any Other Name, Would Smell Just as Sweet. Ebates is now Rakuten

As I logged in to Ebates this morning, I noticed a subtle little change. Ebates is now Rakuten. I’ve talked about how much of a fan of Ebates, and earning cash back from my online and in-store spending. (Double dip? Don’t mind if I do!) As it turns out, Japanese company Rakuten purchased Ebates in […]

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You gotta know when to hold ’em, know when to fold ’em…

Since doing my end of year cash run, I get a lot of comments about opening so many credit cards in such a short time. They are typically followed up with more questions around my credit score, and how it was affected. Seeing this article from Investopedia made me think of the math involved to […]

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Peace and Quiet? Don’t mind if I do…

As you know, when I travel I’m usually spending my time in the Delta SkyClub thanks to the access I get with my American Express Delta Reserve Card. But today I found myself at SJC where there isn’t a SkyClub. What’s a traveller to do? Priority Pass. I don’t take advantage of this perk often, […]

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Tenacity has it’s benefits

I was excited when I got the notice that Tenacious D was coming to the Twin Cities! I took a screenshot of the email and posted it on Facebook right away, reaching out to my friends that I knew that would be interested in a great concert. As often happens, I slept through the presale, […]

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And introducing Point Miser

Growing up, I love watching the animated Rudolph The Rednosed Reindeer series at Christmas time. My favorite was The Year Without a Santa Claus. The Miser brothers, eternal bickering, and their awesome song! It’s been a cold and snowy winter in Minnesota since Christmas. I’ve been lucky enough to get out for work and hit […]

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2018 – A look back at the Rewards

2018 started with the idea of creating this site and sharing experiences around earning and enjoying rewards from credit cards and other programs. Over the year, I find it hard to believe that there are 58 posts! The site has really challenged me to fine new ways to look at and analyze the different offers […]

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Don’t Forget to Check Your Email!

It’s easy to get behind or miss things in your email. I always start by scanning sender and subject to identify the uninteresting and deleting it outright.  I have learned to keep an eye out for certain combinations. Hilton Honors takes great care of me.  They send messages almost daily, and sometimes it feel like […]

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